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D. Ward Insurance Services Inc. Blog: r

View the latest blog posts from D. Ward Insurance Services Inc..

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Thursday, November 18, 2021

The Difference Between a Business Owners Policy and a Commercial Package Policy

When you are researching business insurance, you will often see that you have the opportunity to bundle numerous benefits into one package of coverage. Commercial insurance packages offer customers convenience by combining important insurance options from which every business can benefit. READ MORE >>

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Monday, July 19, 2021

Will General Liability Costs Increase - How to Manage Costs and Coverage

General liability insurance is one of the most valuable of all forms of business insurance. Each year, millions of claims happen, many of which can financially drain a company. This coverage helps protect them. As a business, though, the costs to pay for these insurance products can seem overwhelming. READ MORE >>

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Thursday, August 13, 2020

What is the Difference Between Commercial Auto and Personal Auto?

  Most drivers with a personal vehicle carry personal auto insurance in order to protect their assets in case of an accident. Not all vehicles are personal vehicles, however, and personal auto insurance isn’t the only option.   Commercial vehicles are vehicles owned or used by a business for work purposes. READ MORE >>

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Monday, November 5, 2018

Flood Vehicles - What to Avoid!

  The Facts on Flooded Vehicles is from the National Insurance Crime Bureau: Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. READ MORE >>

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Tuesday, December 19, 2017

Protect Your Home From Winter Weather

Our local meteorologist is predicting single-digit temperatures in the upcoming weeks. It is important to us that we help keep our customers informed on ways they can protect their homes from the damage that can be caused from extreme winter weather.   READ MORE >>

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Friday, September 15, 2017

Preparing for a Storm

In regard to the recent storms from Hurricane Irma, let’s all make sure the things we can control are in order, such as if the contents of our homes were destroyed. Now is the perfect time to take stock of what we own and document it, so in case a storm does destroy our property, we have all the important information ready in advance to start the claims process. READ MORE >>

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Friday, August 11, 2017

Road Rage - How to Avoid it, How to Protect Yourself

Aggressive driving is a major concern of the American public and a real threat to the safety of all road users. In a survey conducted by the AAA Foundation, nearly 9 in 10 respondents said they believed aggressive drivers were a “somewhat” or “very serious” threat to their personal safety. READ MORE >>

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Monday, August 7, 2017

Personal Articles Floaters - Extra Protection for Your Extra Special Possessions

Do you know how much your Homeowners policy will pay in case you lose your guns, jewelry, or fine art collection? Generally, the special limits included in your Homeowners policy are as follows: Fine Arts $1,500 READ MORE >>

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Monday, July 31, 2017

Workers Compensation Coverage - A Must-Have for Your Business

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. READ MORE >>

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Wednesday, July 19, 2017

Read This Before You Drive for Uber or Lyft!

 Driving for a ride-hailing company like Uber or Lyft can be a great way to make a living or just make some cash on the side. However, the job doesn’t come without risks. You have personal auto insurance, and probably assume that it will cover you in case you get into a wreck. This is not true. READ MORE >>

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